Startup | Founder of Shivaayshakti Micro Finance Pvt Ltd - Empowering Rural Financial Growth
Startup Stage : Early Revenue Stage
Utraula, Balrampur, Uttar Pradesh, India, Utraula, Uttar Pradesh, India - 271604
Shivaayshakti Micro Finance Private Limited is empowering rural communities by providing quick and affordable micro-loans ranging from ₹10,000 to ₹50,000. We serve farmers, women’s groups, small entrepreneurs, and individuals who need financial support for agriculture, business, emergencies, and purchasing electronic devices such as smartphones, mobile phones, laptops, and other essential gadgets. With 150+ loans already disbursed, strong local relationships, and a high recovery focus, we are driving financial inclusion while creating a sustainable and scalable lending business.
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Millions of rural and low-income families in India struggle to access timely and affordable credit from formal banking institutions. Lengthy documentation, slow approval processes, and limited financial outreach often leave them dependent on informal moneylenders who charge excessive interest rates. This lack of accessible financing restricts opportunities for agriculture, education, healthcare, small businesses, and the purchase of essential electronic devices such as smartphones and laptops, limiting digital access and economic growth.
Shivaayshakti Micro Finance provides fast, accessible, and affordable micro-loans to underserved rural communities. By offering simplified documentation, quick loan approvals, flexible repayment options, and personalized local support, the company helps individuals, farmers, women’s groups, small entrepreneurs, and customers purchase electronic devices such as smartphones, mobile phones, laptops, and other essential gadgets, while also meeting their agriculture, education, healthcare, and business financing needs. Its community-focused approach promotes financial inclusion, digital empowerment, and sustainable livelihood development.
India's growing rural population and rising demand for micro-loans, including financing for smartphones and other electronic devices, create a significant market opportunity. Shivaayshakti Micro Finance is well-positioned to scale through quick approvals, local trust, and affordable credit.
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Strengthen operations and expand lending across local villages.
Increase borrower base and improve portfolio quality.
Expand into multiple districts across Uttar Pradesh.
Implement technology-driven lending and collection systems.
Scale sustainably and achieve regional market leadership.
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Raise funding for 50 Lakhs in Exchange of 10% of Equity
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2025-04-24
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